Use an XRP Ledger receiving destination and select XRP Ledger in the sending wallet or withdrawal service.
A classic XRP Ledger address begins with r. A personal wallet can have its own address and may not need a tag. Exchanges and other hosted services often use one address for many customers, then use a destination tag to identify whose account should receive the funds.
When the recipient supplies a tag, the address and tag are both part of the destination. Copy each into its separate field. Missing or incorrect tags can prevent the service from crediting the right account, even when the XRP reached the correct address.
Some wallets support an X-address that combines an address and tag. Use it only when both the sending and receiving instructions support that format. Do not manually attach a tag to a classic address.
Never guess a destination tag. Ask the recipient or hosted service to provide the complete deposit instructions again.
Enter the XRP amount, the XRP Ledger address, and the destination tag when required. Review all three on the final screen. The network fee is paid in XRP and is normally calculated by the wallet.
An XRP Ledger account can also have reserve requirements that affect its available balance. Trust the wallet's spendable-balance and fee display rather than assuming the entire visible balance can be sent.
- The request says XRP on XRP Ledger.
- The full address matches the recipient's deposit screen.
- The destination tag is present and exact when requested.
- The XRP amount and network fee are clear.
- The recipient confirms whether it accepts a classic address plus tag or a supported X-address.
XRP transfers are normally irreversible. If you omitted a required tag, contact the receiving service with the transaction reference. Only that service can determine whether it can credit the transfer.
XRP Ledger documentation explains source and destination tags and the difference between classic addresses and X-addresses.